Important Notice to Persons on Medicare
This Insurance Duplicates Some Medicare Benefits
This is not Medicare Supplement Insurance
Federal law requires us to inform you that this insurance duplicates Medicare
benefits in some situations.
This is long term care insurance that provides benefits for covered nursing
home and home care services.
In some situations Medicare pays for short periods of skilled nursing home
care, limited home health services and hospice care.
This insurance does not pay your Medicare deductibles or coinsurance and is
not a substitute for Medicare Supplement insurance.
Neither Medicare nor Medicare Supplement insurance provides benefits for
most long term care expenses.
Before You Buy This Insurance
Check the coverage in all health insurance policies you already have.
For more information about long term care insurance, review the Shopper's
Guide to Long Term Care Insurance, available from the insurance company.
For more information about Medicare and Medicare Supplement insurance,
review the Guide to Health Insurance for People with Medicare, available
from the insurance company.
For help in understanding your health insurance, contact your state
insurance department or state senior insurance counseling
program.
